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22 Nov: What can I afford?

Lenders use the term “debt-to-income ratio” or “DTI” as an indicator of what you can realistically afford when purchasing a home. When using this DTI calculator you will enter your monthly debts, such as credit card payments,

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22 Nov: Charitable Trusts

Philanthropy and charitable contributions are great ways of spreading goodwill and supporting worthwhile causes. In fact, the charitable gifts that you leave behind have the potential to change the world.

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22 Nov: Real Estate in Real Life

Frequently flooded basements? Black mold? Sump pump problems? All are common annoyances, and become even more problematic when you decide to sell your house. When faced with completing the Disclosure Report, it can be all too easy to check the “N/A” (“Not Aware”) box when it comes to leaks, flooding and material defects.